Medical Loss Ratios: What You Need to Know

1/4/2012

In December, the Department of Health and Human Services made a final ruling to uphold one piece of the health reform legislation that was hotly contested. Starting in 2012, health insurers in the individual and small group market will be required to spend at least 80% of their premium dollars collected on medical services.

Below are three articles that explain what this ruling could mean to your company.

Implementing Health Reform: Fine-Tuning the Medical Loss Ratio Rules

Timothy Jost of the Health Affairs blog runs down what compliance and regulatory issues employers may need to be aware of regarding MLR rules. 

What Consumers Will Lose Thanks to ObamaCare’s Medical Loss Ratio Rule

Peter Suderman discusses why the MLR rules may drive premium costs up, rather than down.

New Medical Loss Ratio Rule Means No HSAs in ObamaCare Exchanges

A summary of why the MLR rules will hinder health savings accounts.

Questions about MLR rules? Contact Group Benefits, Ltd. at (800) 640-7382.